NorthRow

KYB

UBO identification

Spotting red flags in UBO identification

Identifying true business owners is critical for AML compliance. Discover six key red flags that signal hidden UBOs, exposing tactics like complex structures or false reporting used to mask illicit activities. … Read More

UBO non-compliance

Ultimate Beneficial Owners, ultimate consequences: 5 headline fines for non-compliance

Failing to identify Ultimate Beneficial Owners can be costly. Discover five real-world cases showcasing fines, reputational damage, and financial risks. … Read More

complex corporate structures

Complex corporate structures and why they cause challenges

Unravel the complexities of Ultimate Beneficial Owners (UBOs) with our infographic, exploring challenges in identifying true ownership amid layered structures, jurisdictional gaps, and hidden risks like PEPs or sanctions. … Read More

Manual KYB

5 manual KYB processes that shouldn’t exist in 2024

Regulated businesses need to transition away from manual Know Your Business (KYB) processes, which are inefficient, error-prone, and risky in today’s tech-driven world. As regulations grow more complex and the need to manage risks increases, manual tasks such as document collection, beneficial owner verification, sanctions screening, risk assessment, and ongoing monitoring are becoming outdated. … Read More

investment management kyb

How to proactively manage risk in investment firms with automated KYB

Investment management firms face significant AML compliance challenges due to diverse products, complex client profiles, and varying regulations across jurisdictions. Automated Know Your Business (KYB) solutions streamline risk management by generating accurate onboarding risk scores, creating tailored risk profiles, and providing real-time alerts for proactive monitoring. … Read More

KYB ebook

Shifting the perspective: Transforming KYB into a business enabler

Discover how to transform KYB from a compliance headache into a powerful business enabler with our comprehensive guide. … Read More

KYB in payments

Achieving data accuracy for KYB in the payments industry

Ensuring data accuracy in Know Your Business (KYB) processes is crucial for compliance in the payments sector, though challenges like data fragmentation and manual processes complicate verification. Automated KYB tools address these challenges by aggregating data from multiple sources, offering real-time updates, and standardising information for accurate, efficient onboarding. … Read More

aml compliance onboarding

Should you build or buy a KYB compliance solution?

Firms face a crucial decision when it comes to KYB compliance: build an in-house system or purchase a third-party solution. While building offers customisation and control, most firms opt to buy automated solutions for faster implementation, cost-efficiency, and scalability to meet evolving regulatory demands. … Read More

due diligence for legal firms

Making better, faster KYB compliance decisions in the legal sector

UK legal firms must ensure robust KYB compliance to meet regulatory requirements, prevent financial crime, and protect their reputation. By adopting advanced technology, a risk-based approach, continuous monitoring, and investing in staff training, firms can streamline KYB processes, enhance collaboration, and improve compliance outcomes. … Read More

Global data challenges - KYB

Overcoming global data challenges in KYB

Financial Institutions’ Know Your Business (KYB) data requirements are stringent but necessary in the context of our multi-trillion dollar global financial crime problem. This data help institutions understand their clients’ motives, allowing them to rule out, within a reasonable margin of error (risk tolerance), the likelihood that a corporation is being used for illicit activities. … Read More