As of November 2025, the UK government lists over 19,000 economic sanctions on individuals and entities. The type of economic sanction imposed can vary from assets being frozen, travel bans, trade embargoes, and financial restrictions. … Read More
Author Archives: Natalie Davies
Business AML checks explained: Why KYB matters for modern firms
This article explains KYB and business AML checks, highlighting their importance for UK firms, key risk indicators, ownership verification, and practical strategies to maintain compliance while supporting safe business growth. … Read More
KYC 101: Understanding Know Your Customer processes and benefits
KYC (Know Your Customer) is more than just a legal requirement – it’s a fundamental part of protecting businesses, customers, and the financial system as a whole. Fraudsters and criminals are constantly looking for ways to exploit weak identity checks, … Read More
AML case studies 2025: Real failures, real fines, real lessons
This eBook breaks down 17 real AML enforcement cases from 2025, revealing what went wrong, the penalties imposed, and how compliance leaders can use these lessons to strengthen their 2026 AML frameworks. … Read More
How Companies House changes will transform Director and PSC checks: What firms need to know
The UK’s Companies House introduces mandatory identity verification from 18 November 2025, requiring directors and PSCs to verify their identities, with significant implications for compliance, onboarding, and AML/KYC frameworks. … Read More
Top AML compliance trends in the UK: Enforcement highlights from 2025
AML compliance is shifting toward real-time governance, increased enforcement in legal sectors, stricter PEP/UBO scrutiny, and a “prove it” culture, requiring firms to actively demonstrate effective AML controls. … Read More
Re-shaping AML supervision in the UK: FCA appointed as Single Professional Services Supervisor (SPSS)
The FCA has been appointed Single Professional Services Supervisor, centralising AML/CTF oversight for law, accountancy, and TCSP firms. Transition milestones, consultations, legislation, and phased implementation guide firms’ compliance readiness. … Read More
The compliance culture blueprint: A practical guide for AML compliance leaders
A practical guide for compliance leaders: learn how to build a strong, proactive compliance culture that staff believe in and regulators respect. Includes handy insights, practical steps, and proven tactics for shaping behaviours that last. … Read More
How compliance teams can build a proactive AML compliance through culture
Top teams can build a proactive AML compliance by encouraging early escalation, practical training, cross-department collaboration, and ethical leadership, creating cultures that protect firms from regulatory risk and financial crime. … Read More
FCA AML fines 2015-2025: A decade of data and what it means for you
This blog explores a decade of FCA AML fines (2015-2025), highlighting key enforcement trends, sectors most affected, and common failings. While total fine values fell 68%, enforcement broadened, moving from large retail banks to fintech challengers like Starling and Monzo. … Read More