NorthRow

AML

streamline compliance operations

How Companies House changes will transform Director and PSC checks: What firms need to know

The UK’s Companies House introduces mandatory identity verification from 18 November 2025, requiring directors and PSCs to verify their identities, with significant implications for compliance, onboarding, and AML/KYC frameworks. … Read More

AML Fine Trends

Top AML compliance trends in the UK: Enforcement highlights from 2025

AML compliance is shifting toward real-time governance, increased enforcement in legal sectors, stricter PEP/UBO scrutiny, and a “prove it” culture, requiring firms to actively demonstrate effective AML controls. … Read More

SPSS AML

Re-shaping AML supervision in the UK: FCA appointed as Single Professional Services Supervisor (SPSS)

The FCA has been appointed Single Professional Services Supervisor, centralising AML/CTF oversight for law, accountancy, and TCSP firms. Transition milestones, consultations, legislation, and phased implementation guide firms’ compliance readiness. … Read More

AML compliance culture

How compliance teams can build a proactive AML compliance through culture

Top teams can build a proactive AML compliance by encouraging early escalation, practical training, cross-department collaboration, and ethical leadership, creating cultures that protect firms from regulatory risk and financial crime. … Read More

FCA AML Fines

The top 10 FCA AML fines from the last decade and what they tell us about AML priorities

This report analyses the FCA’s top 10 AML fines between 2015–2025, revealing key compliance failures. It offers actionable insights for firms aiming to strengthen controls and avoid similar regulatory penalties. … Read More

Barclays FCA fine

Barclays fined £42 million after failing to act on clear financial crime risks

Barclays fined £42 million for failing basic KYB and AML controls, highlighting urgent need for stronger client due diligence and monitoring. … Read More

streamline compliance operations

How a manual KYB compliance process can hold your business back and what to do about it

Manual KYB processes create hidden compliance risks, fragmented data, and audit challenges that put firms at regulatory and reputational risk. Automation streamlines checks, improves visibility, and strengthens your defence against financial crime. … Read More

Firm Wide Risk Assessment best practice

Building a smarter FWRA: A practical guide with expert insight

This guide shares practical, expert-backed advice on building a smarter FWRA – helping legal firms strengthen AML compliance with clearer data, better templates, and more realistic assessments. … Read More

Firm Wide Risk Assessment guidance

Why firm-wide risk assessments fail – and what to do about it

Many law firm risk assessments fall short. This guide explores common failures and offers practical steps to build effective, SRA-compliant FWRAs using real operational data. … Read More

stages of money laundering

HMRC AML fines surge 177%: A data-driven analysis of four years of compliance failures

HMRC AML fines surged 177% over four years. This blog explores key enforcement trends, most fined sectors and regions, common breaches, and the evolving financial impact of non-compliance. … Read More