Accelerate Customer Onboarding with Instant Identity Verification

Identity Verification is critical when onboarding your clients to assess and monitor the business risk they pose. You need to ensure the person on the other end of the transaction is legitimate—without sacrificing the overall customer experience.

In an increasingly global economy, client identity verification is more complex than ever, and you now need to access an ever-increasing range of data from multiple suppliers to ensure you can validate identities of clients from different jurisdictions.

Now, more than ever, you need to implement a simple, efficient way to onboard and verify clients whilst improving the customer experience and protecting your corporate brand.

Our platform is built with these more complex requirement in mind, enabling us to add new data sets easily and to deliver them to clients through a single API. Watch Matt Law, NorthRow's Chief Technology Officer, explain more. 


MATT LAW, CHIEF TECHNOLOGY OFFICER

 
 
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NORTHROW OFFERS REAL-TIME IDV CHECKS

With one of the largest databases of screening information available, we can perform comprehensive IDV, AML and KYC Checks on People, Companies and ID documents in real-time giving you actionable data when you onboard your clients. NorthRow simplifies and automates IDV onboarding checks, so you can sign-up more clients and reduce compliance costs whilst increasing profits and improving the client experience.

Our technology-led approach ensures a thorough check is executed using multiple steps to ensure even advanced risk profiling is as accurate as possible, whilst remaining low-touch, automated and cost-effective.


Company Identity Verification

Instantly verify commercial entities of all sizes from around the world. Check companies financial history, directors, beneficial owners, addresses and more.

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  • Validate over 250 million companies in real-time, across over 192 countries
  • Validate over 4 million UK companies
  • Access 180+ government registers and public records Validating IP Data from 99.99% of Worldwide IP Addresses
  • Run KYC/AML check to find company Ultimate Beneficial Owners (UBO) and directors using online identity verification in seconds
 

PERSON IDENTITY VERIFICATION 

Instantly verify person data from around the world. Check electoral data, previous addresses, identity documents, social media accounts, mobile phone data and IP locations.

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  • International Address Verification Data Matching for 43 countries
  • International Mobile Phone Data Location and Provider Data; 100+ Countries
  • Global PEP & Sanction Registers All Sanctions Lists, Including OFAC, EU; 65+ Billion Records Social Media Account Lookup
  • We can validate identity documents from over 200 Countries. Types of Identity documents include: Driver License, National ID, Passport, Permit Data
 

ID DOCUMENT VERIFICATION

NorthRow is also able to capture and validate multiple identity documents so you can instantly confirm that your customer is providing a legitimate proof of identity.

A user simply takes an image of their ID document using their smartphone, tablet or scanner and uploads it securely to the NorthRow platform. NorthRow checks the documents in real-time, and stores copies, so that they can be accessed when needed. The platform also provides a full audit trail to prove adherence to compliance processes.

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  • We can validate identity documents from over 200 Countries. Types of Identity documents that can be automatically validated include, National ID cards, Passport, British Residence Permit, UK Driver License. 
  • If a document is suspicious, the document can be referred for expert review by a document expert who will do a comprehensive and robust check for signs of forgery - results are obtained within minutes in most cases.
  • We have an intelligence-sharing agreement with Law Enforcement partners to reduce your business risk and to reduce your risk from forged documents
  • NorthRow’s Document Workflow service harnesses the very latest in Machine Learning and Amazon Web Services (AWS), ensuring we can classify the widest range of documents for our clients. 

 


THE IMPORTANCE Of data quality

Data quality is the most important component of the identity verification process. High-quality data will help you meet regulatory compliance whilst improving risk mitigation. 

NorthRow only uses the highest quality data sources from trusted commercial suppliers. Unlike any other identity verification platform, we also have intelligence-sharing agreements with law enforcement agencies, to help reduce your business risk.

Watch Rebecca Angus, NorthRow Marketing Manager explain why data quality is so important when verifying identities.
 

 
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Download the latest case study to learn more on how NorthRow are exclusively handling Open Banking's identity proofing and verification processes, to ensure security and customer needs sit at its very core.


KEY BENEFITS

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Key Clients Include


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"After looking into various identity verification providers we have chosen NorthRow because it has the combined KYB and KYC capability we are looking for, whilst also being the best fit commercially and culturally. With NorthRow we are able to automate our checking processes and we are alerted to any changes in our customers’ status, which is critical to ensuring we fulfil our regulatory obligations and make the customer onboarding process reliable and faster."

Martin Threakall, CTO - Modulr