NorthRow

AML

anti-money laundering registration

Who must firms register with for anti-money laundering purposes?

Anti-Money Laundering (AML) registration ensures businesses prevent financial crime, comply with legal obligations, protect reputations, and manage risks effectively. … Read More

AML for estate agents

AML checks for estate agents: 10 steps to success

AML compliance in real estate is critical to prevent financial crime but can be time-intensive. Effective practices, including comprehensive verification, technology adoption, and ongoing monitoring, ensure compliance, streamline processes, and protect the property market. … Read More

stages of money laundering

What is AML?

Anti-Money Laundering (AML) refers to a set of laws, regulations, and procedures designed to detect, prevent, and deter activities related to money laundering and finance terrorism. Money laundering is the process of making illegally obtained money appear legal by passing … Read More

The FCA’s Business Plan 2023: a deep-dive into commitments, themes and metrics

This guide examines the FCA Business Plan’s key commitments, metrics, and focus areas, and its potential impact on regulated firms. … Read More

AML for estate agents: 4 compliance challenges and their impact on customer experience

This article explores the top four AML compliance challenges faced by estate agents in the UK and discusses the implications for customers.  … Read More

Key Risk Indicator KRI

Understanding key risk indicators (KRIs) in money laundering: identifying red flags

Key risk indicators (KRIs) help financial institutions detect money laundering by identifying unusual transaction patterns, rapid fund movements, structuring, high-risk customers, and suspicious behaviours, enhancing anti-money laundering frameworks. … Read More

AML non-compliance

The far-reaching repercussions of non-compliance with AML and KYB regulations

Non-compliance with AML and KYB regulations can lead to severe legal, reputational, and financial consequences, including fines, restricted access to financial services, and international sanctions, jeopardising business operations. … Read More

five pillars of aml compliance

What are the five pillars of AML compliance?

The five pillars of AML compliance – designated roles, internal controls, training, independent testing, and risk-based CDD – form a comprehensive framework to combat money laundering and terrorist financing effectively. … Read More

AML checks

How to conduct an AML check and ensure compliance: An anti-money laundering compliance checklist

Compliance teams play a vital role in preventing financial crime. This article provides a comprehensive AML compliance checklist, outlining best practices for conducting checks, ensuring legal adherence, and mitigating business risks effectively. … Read More

AML compliance challenges

The five biggest AML compliance challenges facing financial institutions and how NorthRow can help

Financial institutions face several AML compliance challenges, including resource limitations, regulatory changes, inefficiencies, data accuracy, and ongoing monitoring. NorthRow helps streamline processes, ensure compliance, and reduce risks with automation and real-time updates. … Read More